6 Reasons to Have an Independent Insurance Agent

We all have insurance agents. It’s just a part of modern life.

But there is a HUGE difference between having a faceless insurance agent at some distance corporate agency, and having someone local. Knowing your agent in a face-to-face ways makes a huge difference in your experience. Here’s how:

1)      You Know Who You’re Talking To

Call your corporate insurance agency and you never know who you’re going to speak to. It will be just another anonymous person in their customer service center.

Calling your local independent insurance agent, on the other hand, is much different. You will KNOW who you’re talking to and will develop a relationship with them!


2)      You Can Meet Them

It’s a pretty big difference between working over the phone with some big corporation and working with your local independent agent. You can call us anytime, or even look us in the eye and ask your questions!

Being able to actually stop in and visit our offices is something the giant corporate agencies can’t provide you.

3)      They Make House Calls

It’s true. Unlike the nameless number you speak to on the phone, your local agent can come right to your home to work with you. Doesn’t get any better than that!

4)      Customized Insurance Policies

Do you want to deal with a big bureaucracy when trying to insure unique items like jewelry, musical instruments, and others?

Of course not! That’s when having a local agent becomes a blessing. We can work with you one-on-one to give you an experience the big guys can’t.

5)       They Know The Local Professionals

Your local agent actually LIVES in your areas, which means they can recommend local contractors and repair shops when you’ve had a mishap.

Think you’ll get that from corporate agents? If you do, it will be with some chain they’ve partnered with rather than an actual recommendation.


6)      They Work With Claims Adjusters to Get You Good Treatment

One HUGE difference between corporate agents and independent agents is that independent agents are advocates for you, not the stockholders.

After a claim, they will actually review the damage to ensure you are treated fairly by the adjuster, for example. That’s because their focus is on YOU, not some corporate headquarters.

With all this in mind, why would you ever work with a corporate insurance agent? Just like you would with a great restaurant, keep it local