PRODUCT

Home Insurance

A good home insurance policy is essential for protecting your home and belongings in the event of a disaster. It allows you to have peace of mind, knowing that if something happened – your policy would replace your home at its current value. 

It can be hard to understand the full options out there, and of course these options are in constant flux. At Parr, we specialize in finding you the best home insurance coverage possible. One, we’re homeowners–we understand the grind. Two, we have decades of experience so we know the process, loopholes and ways to get the best for you. It’s the simple questions like, Is my home underinsured? Does my policy cover theft? Am I safe from a lawsuit? 

If you have questions, you’re not alone. Talk to a Parr agent today. We’ll answer your questions and guide you to the right choice.

See below for a full Q&A on Homeowners Insurance, but first, here’s an example of how we handled one recent case. 


With tornadoes taking out a wide swath of central Crawford County just north of Crestline last October, it pretty much goes without saying that the team at Parr Insurance had their hands full with claims, anxious customers, and claims adjusters.

Here is a letter we received from a client following those tough days, used here with permission:  

Eric Parr,

Just wanted to take a moment to thank you and Sheila for your help in getting our water damage claim settled. I had no intent to call you in the beginning knowing that this would all be handled by the insurance company’s claims department.

However, it became evident very quickly that the adjuster had no intention of settling this claim. I made the call to you and asked for help and in three or four days the adjuster’s supervisor called me and we were able to complete settlement on the phone. 

I am certain, that without your help, our claim would not have been settled in the timely manner that it did get done. Thanks again to you and to Shiela for your help. I appreciate your stopping by recently to discuss the situation and make sure we are satisfied with the outcome. 

Thank You!

Dick and Deb Algire

Frequently Asked Questions About Homeowner’s Insurance

PRODUCT

Renter’s Insurance

Just because you don’t own a home, doesn’t mean you shouldn’t have protection for your personal property. Some landlords even require that tenants have a renter’s insurance policy. Either way, your landlord’s policy will only cover the building in the event of damages or injury. 

Get personal property protection and liability protection with an affordable renter’s insurance policy today. Many renter’s policies cost as little as $15-20 per month in the state of Ohio. Talk to a Parr agent and we’ll help you determine how much coverage you need.

See below for a full Q&A on Renter’s Insurance, but first, here’s an example of how we handled one recent case. 


With tornadoes taking out a wide swath of central Crawford County just north of Crestline last October, it pretty much goes without saying that the team at Parr Insurance had their hands full with claims, anxious customers, and claims adjusters.

Here is a letter we received from a client following those tough days, used here with permission:  

Eric Parr,

Just wanted to take a moment to thank you and Sheila for your help in getting our water damage claim settled. I had no intent to call you in the beginning knowing that this would all be handled by the insurance company’s claims department.

However, it became evident very quickly that the adjuster had no intention of settling this claim. I made the call to you and asked for help and in three or four days the adjuster’s supervisor called me and we were able to complete settlement on the phone. 

I am certain, that without your help, our claim would not have been settled in the timely manner that it did get done. Thanks again to you and to Shiela for your help. I appreciate your stopping by recently to discuss the situation and make sure we are satisfied with the outcome. 

Thank You!

Dick and Deb Algire

Frequently Asked Questions About Renter’s Insurance

PRODUCT

Condo Insurance

If you own a condominium, you need to protect your investment from the unexpected. Condo insurance takes into account many bad factors that can impact you: damages, stolen goods or personal injuries that occur in your residence. 

A quick consultation with a Parr team member can help you decide what package is right for you. Going through key questions, such as additional structures like garages, frequent visitors, what discounts do you qualify for, what are you valuables worth, etc. 

You don’t have to figure out all the details by yourself, Parr is here to help guide you toward the right choice.